Terms of Service

These QBO Cloud Website Terms of Use, together with any terms expressly incorporated herein by reference (collectively, the “Terms”) apply to your access to and use of the website located at http://www.qbo.io (excluding any products or services accessible through this site, collectively, the “Website”). These Terms are entered into by and between you (“you” or “your”) and QBO Cloud, Inc. (“QBO Cloud,” “we,” or “us”). By using our Website, you agree to these Terms. If you do not agree to these Terms, do not use our Website.

The Website does not include our QBO Cloud offering.

We may supply different or additional terms in relation to some of our other products and services, and those different or additional terms become part of your agreement with us if you use those products and services. If there is a conflict between these Terms and the additional terms related to your use of our products and services, the additional terms will control for that conflict.

We may make changes to these Terms from time to time. If we make changes, we will provide you with notice of such changes, by sending an email, providing a notice through our Website, or by updating the date at the top of these Terms. Unless we say otherwise in our notice, the amended Terms will be effective immediately, and your continued use of our Website after we provide such notice will confirm your acceptance of the changes. If you do not agree to the amended Terms, you must stop using our Website.

If you have any questions about these Terms, please contact us at legal@qbo.io.

1. Eligibility and Use Restrictions

If you use our Website on behalf of another person or entity: (a) all references to “you” throughout these Terms will include that person or entity; (b) you represent that you are authorized to accept these Terms on that person’s or entity’s behalf; and (c) in the event you or that person or entity violates these Terms, that person or entity also agrees to be responsible to us.

You may use our Website for your internal business use; you may not use it for the benefit or use of any third party. QBO Cloud may enable you to designate authorized individuals (“Authorized Users”) to use our Website on your behalf. You will be solely responsible for your Authorized Users and their activity in connection with the Website.

2. Privacy

You may provide certain information to QBO Cloud in connection with your access to or use of our Website, or we may otherwise collect certain information about you when you access or use our Website. You agree that any information you provide is governed by our Privacy Policy, and you consent to any actions we may take with respect to your information consistent with our Privacy Policy.

3. User Accounts and Security

Authorized Users may need to register for an account in order to use some portions of our Website. You will ensure that you and your Authorized Users: (a) do not share account credentials; (b) provide accurate account information; and (c) promptly update this information if it changes. If you discover or suspect that someone has accessed your account without permission, you must promptly notify QBO Cloud. We have the right to disable any credentials or identifiers used on our Website at any time in our sole discretion, including if you have violated any provision in these Terms.

4. Community Services; User Content

Our Website may allow you to post, transmit, store, and share information, data, and content (collectively, “User Content”). Except as otherwise provided below, you retain all rights in, and are solely responsible for, your User Content.

You represent that you own or control all rights in and to the User Content and that all of your User Content complies with these Terms.

You may only post or otherwise share User Content that is non-confidential and for which you have all necessary rights to disclose. You may not create, post, store, or share any User Content that:

Is unlawful, libelous, defamatory, obscene, pornographic, harassing, threatening, or fraudulent;
Would constitute or encourage a criminal offense or violate the rights of any party;
May infringe any patent, trademark, trade secret, copyright, or other intellectual or proprietary right of any party;
Contains any unsolicited promotions, advertising, or solicitations;
Contains any private or personal information of a third party without such third party’s consent;
Contains any viruses, corrupted data, or other harmful or destructive files or content; or
Is, in our sole judgment, objectionable or that may expose QBO Cloud or others to any harm or liability.

By providing User Content on our Website, you grant us and our subsidiaries and affiliates a perpetual, irrevocable, nonexclusive, royalty-free, worldwide, fully-paid, and sub-licensable license to use, reproduce, modify, publish, translate, distribute, publicly perform, and display your User Content in all media formats and channels now known or later developed without compensation to you.

We cannot review all User Content before it is posted on the Website and cannot ensure prompt removal of objectionable User Content after it has been posted. Accordingly, we assume no liability for any action or inaction regarding User Content or any other content provided by any user or third party.

5. Monitoring and Enforcement; Termination

We have the right to:

Remove or refuse to post any User Content for any or no reason in our sole discretion;
Take any action with respect to any User Content that we deem necessary or appropriate;
Disclose your identity or other information about you to any third party who claims that your User Content violates their rights;
Take appropriate legal action, including referral to law enforcement, for any illegal or unauthorized use of the Website; and
Terminate or suspend your access to all or part of the Website for any or no reason, including for any violation of these Terms.

6. Prohibited Conduct

You are solely responsible for your conduct while accessing or using our Website. You will not:

Violate any applicable law, contract, intellectual property, or other third-party right, or commit a tort;
Use or attempt to use another user’s account without authorization;
Use our Website in any manner that could interfere with, disrupt, or impair the functioning of our Website;
Reverse engineer any aspect of our Website or bypass or circumvent measures employed to limit access to any part of our Website;
Develop or use any third-party applications that interact with our Website without our prior written consent; or
Use our Website for any illegal or unauthorized purpose, or engage in, encourage, or promote any activity that violates these Terms.

7. Ownership; Limited License

The Website and its entire contents, features, and functionality are owned by QBO Cloud or our licensors and are protected under both United States and foreign laws. Subject to your compliance with these Terms, you are hereby granted a limited, nonexclusive, nontransferable, non-sublicensable, revocable right to access and use our Website. Any use of the Website other than as specifically authorized herein, without our prior written permission, is strictly prohibited and violates our intellectual property rights.

8. Trademarks and Company Names

“QBO Cloud, Inc.”, “QBO Cloud”, and our logos, product or service names, slogans, and the look and feel of our Website are the property of QBO Cloud and may not be copied, imitated, or used, in whole or in part, without our prior written permission. All other trademarks, product names, and company names or logos mentioned on our Website are the property of their respective owners.

9. Copyright Complaints

We have a policy of limiting access to our Website and terminating the accounts of users who infringe the intellectual property rights of others. If you believe that anything on our Website infringes any copyright that you own or control, you may notify QBO Cloud’s Designated Agent at legal@qbo.io.

Please see 17 U.S.C. §512(c)(3) for the requirements of a proper notification. Please note that if you knowingly misrepresent that any activity or material on our Website is infringing, you may be liable to QBO Cloud for certain costs and damages.

10. Third-Party Content

We may provide information about third-party products, services, activities, or events, or we may allow third parties to make their content and information available on or through the Website (collectively, “Third-Party Content”). Your dealings or correspondence with third parties and your use of or interaction with any Third-Party Content are solely between you and the third party. QBO Cloud does not control, endorse, or make any representations or warranties regarding any Third-Party Content.

11. Indemnification

To the fullest extent permitted by applicable law, you will indemnify, defend, and hold harmless QBO Cloud and our officers, directors, agents, partners and employees from and against any third party suit, claim, action, or demand arising out of or related to: (a) your access to or use of the Website; (b) your User Content; (c) your violation of these Terms; (d) your violation, misappropriation, or infringement of any rights of any third-party; or (e) your conduct in connection with the Website.

12. Disclaimers

WE DO NOT CONTROL, ENDORSE, OR TAKE RESPONSIBILITY FOR ANY USER CONTENT OR THIRD-PARTY CONTENT AVAILABLE ON OR LINKED IN OUR WEBSITE. YOUR USE OF OUR WEBSITE IS AT YOUR SOLE RISK. EXCEPT AS OTHERWISE PROVIDED IN WRITING BY US, OUR WEBSITE AND ANY CONTENT THEREIN ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

13. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, QBO CLOUD AND THE OTHER QBO CLOUD PARTIES WILL NOT BE LIABLE TO YOU UNDER ANY THEORY OF LIABILITY—WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, WARRANTY, OR OTHERWISE—FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, PUNITIVE, OR SPECIAL DAMAGES OR LOST PROFITS, EVEN IF QBO CLOUD HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

14. Release

To the fullest extent permitted by applicable law, you release QBO Cloud and the other QBO Cloud Parties from responsibility, liability, claims, demands and/or damages of every kind and nature, known and unknown, arising out of or related to disputes between users or the acts or omissions of third parties. If you are a consumer who resides in California, you hereby waive your rights under California Civil Code § 1542.

15. Governing Law and Venue

These Terms are governed by the laws of California, USA, without regard to its conflict of laws principles. Any disputes arising out of or related to these Terms and your use of the Website will be heard only in a federal or state court in San Francisco County, California. You and QBO Cloud waive any objection to venue in any such courts.

16. Geographic Restrictions

The owner of the Website is based in the United States. We provide this Website for use only by persons located in the United States. We make no claims that the Website or any of its content is accessible or appropriate outside of the United States. If you access the Website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

17. Modifying and Terminating our Website

We reserve the right to modify our Website or to suspend or stop providing all or portions of our Website at any time. You also have the right to stop using our Website at any time. We are not responsible for any loss or harm related to your inability to access or use our Website.

18. Severability

If any provision or part of a provision of these Terms is unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions.

19. Miscellaneous

QBO Cloud’s failure to exercise or enforce any right or provision of these Terms will not operate as a waiver of such right or provision. These Terms reflect the entire agreement between the parties relating to the subject matter hereof and supersede all prior agreements, representations, statements, and understandings of the parties. The section titles in these Terms are for convenience only and have no legal or contractual effect. Communications and transactions between us may be conducted electronically.

Version 1.0 — May 4, 2026